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Improving Economic Literacy for the Young Generation of PERMAI in Penang, Malaysia: Building Entrepreneurial Skills

Arniati Arniati, Andi Hakib, Muhammad Hasan

View Author Affiliations
  • Arniati Arniati: Universitas Muhammadiyah Makassar, Indonesia
  • Andi Hakib: Universitas Muhammadiyah Makassar, Indonesia
  • Muhammad Hasan: Universitas Negeri Makassar, Indonesia
Published:
December 1, 2025
Pages:
504-510

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Abstract

This Community Service Activity (PKM) was carried out in collaboration with the Indonesian Community Organization (PERMAI) Penang, Malaysia, and involved 30 participants aged 7-17 years consisting of Indonesian diaspora students and youth. The aim of this activity is to improve economic literacy and entrepreneurial skills through a participatory approach that combines theory and hands-on practice. The material provided includes personal financial management, financial planning, and the preparation of simple business ideas based on self-potential. The results of the evaluation showed a significant increase in participants' understanding, with an average post-test score of 86% compared to the pre-test. In addition to increasing knowledge and skills, this activity also strengthens the character of the participants, especially in terms of independence, entrepreneurial ethics, and social responsibility. Thus, this PKM proves that the integration of economic literacy and entrepreneurship training is effective in empowering diaspora youth to face economic challenges and create business opportunities independently.

Author Biographies
Arniati Arniati

Universitas Muhammadiyah Makassar

Universitas Muhammadiyah Makassar, Kota Makassar, Provinsi Sulawesi Selatan, Indonesia.

Andi Hakib

Universitas Muhammadiyah Makassar

Universitas Muhammadiyah Makassar, Kota Makassar, Provinsi Sulawesi Selatan, Indonesia.

Muhammad Hasan

Universitas Negeri Makassar

Universitas Negeri Makassar, Kota Makassar, Provinsi Sulawesi Selatan, Indonesia.

Article Identifiers
  • Article Title: Improving Economic Literacy for the Young Generation of PERMAI in Penang, Malaysia: Building Entrepreneurial Skills
  • DOI: 10.59431/ajad.v5i3.641
  • Publication Date: 2025-12-01
  • Journal: AJAD : Jurnal Pengabdian kepada Masyarakat
  • Volume: 5
  • Issue: 3
  • Pages: 504-510
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Article Details

Volume: 5
Issue: 3
Year: 2025
Published: 2025-12-01
Pages: 504-510
Section: Articles
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How to Cite

Arniati, A., Hakib, A., & Hasan, M. (2025). Improving Economic Literacy for the Young Generation of PERMAI in Penang, Malaysia: Building Entrepreneurial Skills. AJAD : Jurnal Pengabdian Kepada Masyarakat, 5(3), 504-510. https://doi.org/10.59431/ajad.v5i3.641
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