Articles

The Effect of Digital Promotion and Perceived Ease of Use on Generation Z Consumptive Behavior in Cirebon, Indonesia

Muhammad Yasser, May Dedu

View Author Affiliations
  • Muhammad Yasser: Universitas Swadaya Gunung Jati, Indonesia
  • May Dedu: Universitas Swadaya Gunung Jati, Indonesia
Published:
June 28, 2026
Pages:
899-913

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Abstract

The proliferation of digital wallets among Generation Z has intensified scholarly concerns about how promotional exposure and transactional ease shape consumptive spending. This study investigates the effect of digital promotion and perceived ease of use on the consumptive behavior of Generation Z digital wallet users in Cirebon, Indonesia. A quantitative associative design with a cross-sectional survey approach was employed, with data collected from 150 respondents selected through purposive sampling. Eligible participants were Generation Z individuals aged 18–28 years who actively used digital wallet applications in Cirebon. A structured five-point Likert-scale questionnaire was used for data collection, and multiple linear regression was applied for analysis. The results show that digital promotion has a positive and significant partial effect on consumptive behavior (B = 0.664, p < .001), as does perceived ease of use (B = 0.312, p < .001). Both variables simultaneously predict consumptive behavior significantly (F = 319.009, p < .001), jointly explaining 81.3% of its variance (R² = 0.813). Digital promotion emerged as the stronger predictor (β = 0.608), reflecting the behavioral impact of cashback offers, flash sales, and voucher incentives on unplanned and impulsive spending. Perceived ease of use (β = 0.325) further reinforces consumptive tendencies by lowering transactional barriers. Drawing on the Technology Acceptance Model and promotion mix theory, these findings highlight the need for digital financial literacy programs, responsible promotional governance by e-wallet providers, and regulatory attention to the behavioral consequences of digital payment ecosystems. Findings are specific to Generation Z digital wallet users in Cirebon and should not be generalized beyond this context.

Author Biographies
Muhammad Yasser

Universitas Swadaya Gunung Jati

Management Study Program, The Faculty of Economics and Business, Universitas Swadaya Gunung Jati, Cirebon City, West Java Province, Indonesia.

May Dedu

Universitas Swadaya Gunung Jati

Management Study Program, The Faculty of Economics and Business, Universitas Swadaya Gunung Jati, Cirebon City, West Java Province, Indonesia.

Article Identifiers
  • Article Title: The Effect of Digital Promotion and Perceived Ease of Use on Generation Z Consumptive Behavior in Cirebon, Indonesia
  • DOI: 10.59431/ijer.v6i2.868
  • Publication Date: 2026-06-28
  • Journal: Indonesian Journal Economic Review (IJER)
  • Volume: 6
  • Issue: 2
  • Pages: 899-913
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Issue Information

Article Details

Volume: 6
Issue: 2
Year: 2026
Published: 2026-06-28
Pages: 899-913
Section: Articles
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How to Cite

Yasser, M., & Dedu, M. (2026). The Effect of Digital Promotion and Perceived Ease of Use on Generation Z Consumptive Behavior in Cirebon, Indonesia. Indonesian Journal Economic Review (IJER), 6(2), 899-913. https://doi.org/10.59431/ijer.v6i2.868
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