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Pembatalan Sepihak dan Konsekuensinya Terhadap Down Payment pada Jual Beli Minyak Kelapa Murni dalam Perspektif Ba'i al-‘Urbun (Studi Kasus Transaksi Pembelian Minyak Kelapa Murni di Kecamatan Suka Jaya Ie Meulee, Kota Sabang)

Nur Fadillah, Ummi Nasyiha

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  • Nur Fadillah: Universitas Islam Negeri (UIN) Ar-Raniry, Indonesia
  • Ummi Nasyiha: Universitas Syiah Kuala, Indonesia
Published:
June 30, 2026
Pages:
18-27

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Abstract

This study aims to examine unilateral cancellation in the sale and purchase of virgin coconut oil in Gampong Ie Meulee, Sabang City, through the perspective of Ba’i al-Urbun. The primary focus of the research is to analyze the impact of unilateral cancellation on the down payment (panjar) made by the buyer. The methodology used combines a normative-sociological approach with data collection techniques through field and library research. Data was gathered through interviews, observations, and documentation involving sellers, buyers, and coconut distributors. The results show that unilateral cancellations frequently occur in transactions, either due to delays in payment settlement or changes in the buyer’s decision. In the Ba’i al-Urbun system, the down payment made by the buyer becomes the seller’s right if the transaction is canceled. Such cancellations cause losses to the seller, especially if the production process has already begun. To mitigate this risk, the seller has implemented a policy where the down payment is non-refundable if the transaction is canceled. From an Islamic law perspective, although the Ba’i al-Urbun system is valid when in line with the agreement, unilateral cancellations without valid reasons contradict the principles of justice in muamalah. This study recommends the need for clear agreements between both parties to avoid losses resulting from unilateral cancellations.

Author Biographies
Nur Fadillah

Universitas Islam Negeri (UIN) Ar-Raniry

Program Studi Ekonomi Syari’ah, Fakultas Syari’ah Dan Hukum, Universitas Islam Negeri (UIN) Ar-Raniry, Kota banda aceh, Provinsi Aceh, Indonesia.

Ummi Nasyiha

Universitas Syiah Kuala

Universitas Syiah Kuala, Kota banda aceh, Provinsi Aceh, Indonesia.

Article Identifiers
  • Article Title: Pembatalan Sepihak dan Konsekuensinya Terhadap Down Payment pada Jual Beli Minyak Kelapa Murni dalam Perspektif Ba'i al-‘Urbun (Studi Kasus Transaksi Pembelian Minyak Kelapa Murni di Kecamatan Suka Jaya Ie Meulee, Kota Sabang)
  • DOI: 10.35870/ib.v1i1.566
  • Publication Date: 2026-06-30
  • Journal: Indonesian Business: Jurnal Ekonomi, Bisnis, dan Teknologi Digital
  • Volume: 1
  • Issue: 1
  • Pages: 18-27
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Issue Information

Article Details

Volume: 1
Issue: 1
Year: 2026
Published: 2026-06-30
Pages: 18-27
Section: Articles
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How to Cite

Pembatalan Sepihak dan Konsekuensinya Terhadap Down Payment pada Jual Beli Minyak Kelapa Murni dalam Perspektif Ba’i al-‘Urbun (Studi Kasus Transaksi Pembelian Minyak Kelapa Murni di Kecamatan Suka Jaya Ie Meulee, Kota Sabang). (2026). Indonesian Business: Jurnal Ekonomi, Bisnis, Dan Teknologi Digital, 1(1), 18-27. https://doi.org/10.35870/ib.v1i1.566
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