Omotayo Johncally, Abere, and Saka Toyin Shafau. “Covid-19 Pandemic: Assessment of Its Impact and Insurability of Pandemic Risks in The Nigerian Insurance Business”. Indonesian Journal Economic Review (IJER) 2, no. 1 (April 12, 2022): 1–10. Accessed May 24, 2026. https://journal.msti-indonesia.com/index.php/ijer/article/view/77.