WATININGSIH, Ferdina. The Effect of Non-Performing Loans, Loan to Deposit Ratio, and Capital Adequacy Ratio on Profitability in State-Owned Banks for the 2018-2024 Period. Indonesian Journal Economic Review (IJER), [S. l.], v. 6, n. 1, p. 291–299, 2026. DOI: 10.59431/ijer.v6i1.637. Disponível em: https://journal.msti-indonesia.com/index.php/ijer/article/view/637. Acesso em: 16 apr. 2026.