Putri, A. A., Rini, E. S., & Sembiring, B. K. F. (2026). Strategic Management Planning For The Digitalization Of The Sp2d Process At Pt Bank Sumut, Lubuk Pakam Branch. Indonesian Journal Economic Review (IJER), 6(3), 1085–1093. https://doi.org/10.59431/ijer.v6i3.887